In-Store installment program vs. No Credit Needed Lease to Own

When it comes to buying an engagement ring, or any jewelry item many people often feel that by spending more, they are getting a higher quality diamond. This is not always the case! More often than not, the higher price tag only indicates the brand or a designer style they are paying for.

The notion of having to spend an unreasonable amount on jewelry (specifically engagement rings) puts many people who are cash strapped in quite a predicament, thinking they need to spend $5,000 when they can only afford to spend a few hundred.

Many consumers feel that they have little to no options when it comes to the purchase of big ticket items like jewelry, cars, and appliances. What’s more, many retailers refuse customers with a little or no credit rating, limiting these customers options.

Installment plans have been a popular solution for many shoppers. An item price is placed on hold and paid off in small amounts, often taking many months. The problem with Installment plans is the lack of instant gratification. You can’t take the item home until it is paid in full.

Why put Jewelry on a Installment plan when you can take it home today at the unclaimed price?

You must be 18 years or older

Must have a vaild Social Security Number or ITIN

You must have routing and account number for an open and valid checking account 

Must have a valid debit or credit card 

But the best part is Progressive NO CREDIT Needed  and with a 90 days payment option you only pay the “unclaimed price.” What’s more one of our financial partners reports your timely payments to Equifax, helping you to build your credit rating.

Unclaimed Diamonds is the only jeweler where you’ll find stunning diamond engagement rings available to those with negative credit ratings or have never established credit . All your purchases are fully guaranteed and warranteed.  At Unclaimed Diamonds, No Cash, No Credit is No Problem!

By offering diamonds at their “unclaimed price” and financing options that work for your specific pay schedule, customers can get the jewelry they’re looking for at a price and a payment  they can afford. Why use an Installment plan when you can take it home today?

The only question is…..

Have you claimed yours?     Shop now.

*The advertised service is a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. It is not a loan, credit or financing. While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with lease application. 90-day purchase option includes a markup over invoice price (except for 3-month purchase option in CA). After 90 days, early buyout options vary by state. Acquiring ownership by leasing costs more than retailer’s cash price. Not available in MN, NJ, VT, WI or WY. Merchant participating locations only. Leasing available on select items. Not all applicants are approved. See lease for details