The Lease Purchase Program

If you want to consider a No Credit Needed* option that offers you the possibility to take your piece of jewelry home today, we offer a Lease Purchase Program through Acima Leasing.

Income History

Do you have a three-month history with your current employer or source of income?

Monthly Income

Do you deposit $1,000 or more into your checking account each month?

Checking Account

Have you had a checking account for at least 90 days?

Checking Activity

Is your checking account free from NSFs, excessive overdrafts, and negative balances?

Flexible payment options

Our weekly, bi-weekly, twice monthly, or monthly lease renewal payment schedules are designed to align with your paydays.

Pay Over 12 Months

Choose to make all lease renewal payments to align with your payday and own the property in 12 months.

90-Day Purchase Option

Save big by purchasing in less than 90 days.

Early Purchase Discount

Purchase after 90 days and save 25%
or more on all outstanding payments.

We’ll Report Your Lease Activity

No Credit Needed

While many traditional lenders may not take a chance on you – we will. Consider applying if you have low or no credit.

Credit Reporting

Partnering with credit bureaus, including Experian, means we can report your payment history directly to these bureaus.


3 easy steps between you and the sparkling jewelry of your dreams!      Come join the thousands who have shouted “I Claimed Mine!”


Select your jewelry!

Complete your order!

Take Your Order Home!

Choose from our gorgeous

selection of quality jewelry

Apply in minutes.

Make easy payments,

while you enjoy

your jewelry!

(1) The advertised service is a rental or lease-purchase agreement provided by Acima. It is not a loan, credit, or financing. While no credit history is required, Acima obtains information from consumer reporting agencies in connection with a lease application. Acima Cash Price includes a markup over invoice price. Acquiring ownership by leasing costs more than the retailer’s cash price. Not available in MN, NJ, WI, or WY. Merchant participating locations only. Not all applicants are approved. See lease for details


Things to consider when looking into a lease.

  • No Credit Needed*
  • Alternative to using a credit card
  • Requires an initial payment of $70 or $80
  • Acquiring ownership by leasing costs more than
    the retailer’s cash price
  • Easy application process
  • Affordable lease to own payments
  • 90-day purchase option available
  • Take your item home the same day or schedule delivery
  • You do not own the merchandise until it is paid in full


You will need:

  • To be 18 years or older
  • A social Security Number or ITIN
  • A bank routing and account number for an open and active checking account
  • An active credit or debit card number