No Credit Needed Engagement Rings Leasing

Offering cheap and affordable diamond Engagement Rings and Wedding Sets with easy, Progressive No credit Needed Lease To Own 

Are you looking for a diamond engagement ring at a steeply discounted price? Unclaimed Diamonds is proud to offer stunning diamond engagement rings and wedding sets. Now you can purchase the diamond jewelry of your dreams online with no cash and no credit needed!

Shopping with us is easy -No Cash, No Credit, No Problem. At Unclaimed Diamonds you can easily apply online and get an instant response. Shop our massive selection of unclaimed engagement rings, wedding sets, diamonds and gold jewelry. Once you have claimed yours, your order will ship free and insured right to your door!

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Engagement Rings Bridal Sets & Trios  Wedding Bands bad credit weddingt ring financing

Unclaimed Diamonds is a Special Place to Shop for Your Jewelry and Diamond Rings

What is an Unclaimed Diamond?

An Unclaimed Diamond can be a piece of wedding jewelry that someone put on layaway and never picked up, a manufacturer sample, or a unique manufacturer closeout item. At Unclaimed Diamonds, we offer these pieces of jewelry to you for their unclaimed price!

What can you buy with no credit/bad credit at Unclaimed Diamonds?

Unclaimed Diamonds offers cheap diamond engagement rings, fashion rings, wedding bands and sets, earrings, bracelets, watches, and more! Our massive jewelry selection is available to you online with no credit needed. 

We not only sell unclaimed diamonds, unclaimed jewelry, unclaimed layaways and lost layaways, but we are the first and only business that can make the claim to use the title “Unclaimed Diamonds”. Whether you have no cash, bad credit, or no credit at all, Unclaimed Diamonds offers Progressive No Credit Needed Lease to Own. We offer an easy Progressive no credit needed application with an instant response on a large selection of cheap and affordable jewelry at drastically discounted prices all with a 90 early buyout option. Shop with us online today  “Have You Claimed Yours?” ® 

Unclaimed Diamonds along with Progressive’s 12 Month Lease-to-own instant decision are making jewelry dreams come true.

Jewelry lease to own is specially designed for people with a low credit score or with no credit at all or those that want to make a jewelry purchase.  We’ll help you get approved, with easy to afford payments – as low as $30 a month, and 90-day payment option.

What is 12 Month Lease to Own Jewelry? Click Here

Below is a simple checklist for qualification…

 GeneralYou must be 18 years or older Must have a vaild Social Security Number or ITIN
 EmploymentWe also accept self-employment, SS/VA/Retirement/Long Term Disability
 Checking Account You must have routing and account number for an open and valid checking account  Must have a valid debit or credit card 

No Credit Needed Apply Now

PROGRESSIVE NO CREDIT NEEDED 12 Month leasing with 90 day payment option. Compare your options:

No Credit Needed Apply Now

What Does Lease to Own Mean for Jewelry and Diamond Rings?

Many people think negatively when they hear the term ‘lease-to-own’ and consider it something to avoid. Often, the problem is a general lack of understanding about lease-to-own programs and how they work.

How Does A Lease Work?

A lease is a contract between a customer and a leasing company that allows the customer to “rent” an item for a specified period of time. At the end of the contract or an early payoff, after making all of the required payments, the customer will own the merchandise. Until the item has been paid off, the leasing company owns the item. Some stores use their own in-house program while other companies use independent leasing programs such as Progressive Leasing. Customers may choose to return the merchandise to the leasing company before the end of the lease and end the contract without making all the payments.  

Why Would I Choose A Lease?

There are many reasons for choosing a lease purchase program over traditional financing. One appealing aspect of a lease is that you do not need a good credit score to use the service. Many people don’t qualify for traditional lending options due to credit struggles. The requirements for leasing are often less stringent and allow customers to get the things they need without having a large sum of money on hand. They can pay off the lease early for additional savings or make small payments over the course of the lease.

 Other benefits include:

  • Flexible payment options
  • A short-term lease – up to 12 months
  • Easy approval process
  • Low initial payment

How Does A Progressive Lease Work?

As leaders in the industry, Progressive has worked hard to provide a program that satisfies merchants and customers. When you sign a lease-to-own contract with Progressive, you will be able to take home or delivery of the items you need today. The process:

  • Apply in-store or online
  • Receive an instant decision
  • Shop for the items you need
  • Complete the process with a sales associate
  • Make an initial payment
  • Set up automatic payments to come out on your payday, weekly, bi-weekly, or monthly
  • Take it home or set up delivery

Progressive’s program also includes a 90 day payment option and other early payoff options. Our outstanding customer service team assists anyone who wants or needs to make adjustments to their payment schedule.  

If you have any other questions about lease-to-own, please call customer support at 877-855-2663.


Our general requirements are that you must be at least 18 years old, have a source of income, reside outside of New Jersey, Minnesota, Vermont, Wyoming, and Wisconsin


Must be 18 years or older

Must have a vaild Social Security Number or ITIN

Checking Account: You must have the routing and account numbers for an open and valid checking account  

  1. Have a debit or credit card
  • No prepaid debit cards.


YES it is. There is NO CHARGE to apply for Lease to Own Jewelry


No credit? No problem. As long as you meet the approval requirement listed above, you can be approved.


You will receive the approval decision within 60 seconds after you submit your application. The decision includes approved, pre-approved or declined. 


90 days from the day you are approved.


Yes, you may lease any number of products up to your approved spending limit.


A lease is a contract between a lessor (the property owner) i.e. the lease company and a lessee (the property user) i.e. you the customer for the use of property subject to stated terms and limitations for a specified period and at a specified payment. For more info Click Here on Progressive Lease to own program.


With a lease, you are agreeing to make scheldued  payments for a specific amount of time (the initial lease term) which may vary by state notice, then the lease typically rolls over for the same period as the initial lease term; please be sure to read your lease before electronically signing for the exact terms. You can also buy the item at any time by using the Early Payment Option. if you don’t choose the  Early Payment Option, just make your scheldued payments and you own the product.


The length of the lease is 12 months unless you decide to take advantage of our early payoff options.

Buyout Options

  • Various buyout options are available at any time. Including:
  • 90 Day Early Buyout – During the first 90 Days, customers are welcome to pay off the leased amount (cash price or the “Unclaimed” price plus initial payment) as if they had paid for the merchandise upfront.
  • Second Early Buyout Option – The second buyout option allows customers to fully own the merchandise early at a discount off the remaining balance.
  • The sooner you pay off the lease, the more money you would save.


There is no interest because this is a lease-to-own program. Minimum payments are a factor of 1.8 or 2.0 of the total amount leased for 12 months.  Remember you can use a 90 day buy-out option and save money!


Payment schedules are automatically set up according to the customer’s pay date. These automatically deducted payment schedules include: weekly, bi-weekly, semi-monthly, and monthly payments.


You will receive a 10 day grace period upon signing your lease agreement Your first payment will be due at your next indicated pay period.


Through our leasing option, jewelry delivered is “Rent to own,” where by the leasing company buys it from us and leases to you, the customer, with low payments and a 90 day buy out option. If you have determined that you no longer want the merchandise and want to terminate your contract you must contact the leasing provider and make arrangements with them for its return in accordance with the terms in their Lease Agreement.


You can cancel your order any time before the shipment of your order. After delivery, if you are not satisfied with your item, you may return it within 7 days of receiving it. Please see details for returning merchandise HERE.


Yes, just make your payments in accordance with your pay scheldue and you own the product. You can buy the item at any time by using the Early Payment Option.

*The advertised service is a rental- or lease-purchase agreement provided by Prog Leasing, LLC, or its affiliates. It is not a loan, credit or financing. While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with lease application. 90-day purchase option includes a markup over invoice price (except for 3-month purchase option in CA). After 90 days, early buyout options vary by state. Acquiring ownership by leasing costs more than retailer’s cash price. Not available in MN, NJ, VT, WI or WY. Merchant participating locations only. Leasing available on select items. Not all applicants are approved. See lease for details