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No Credit Needed Jewelry for New Jersey Residents

Hey New Jersey now’s the time to make your jewelry dreams come true

Whether you’re in a pinch or just prefer the simplicity of leasing, we’re here for you,  as we offer a Lease Purchase Program through Tempoe.

The Application is safe and secure with no obligation to purchase

After being approved, Contact Unclaimed Diamonds and we will walk you through the easy purchase process over the phone or just come into the store with your approval code, it’s that simple. Approvals are good for 30 days.

Tempoe


HOW DOES IT WORK?

3 easy steps and you could walk out of our store with the sparkling jewelry of your dreams!

Select your jewelry!

Complete your order!

Take Your Order Home!

Choose from our gorgeous

selection of quality jewelry

Apply in minutes.

Make monthly, biweekly or weekly payments, based on your income frequency. while you enjoy your jewelry!

*This is a lease transaction. Must be at least 18 years old and income requirements apply. The lease has a 5-month minimum term (“Initial Term”). Lease requires the consumer to make an initial payment at lease signing, plus set up weekly, biweekly, or monthly lease payments. After fulfilling the Initial Term, you may: (1) continue to lease by making periodic payments in accordance with the terms of the lease agreement; (2) exercise a purchase option per the terms of the lease agreement or (3) return the leased items to TEMPOE. Program details and purchase options, if available, may vary by retailer and state. Please refer to your lease agreement for full program details and purchase options, if available.

**Early purchase options may be available. Please refer to your lease agreement for the full program

WHY A LEASE?

Things to consider when looking into a lease.

  • No Credit Needed*
  • Alternative to using a credit card
  • Requires an initial payment of $50
  • Acquiring ownership by leasing costs more than
    the retailer’s cash price
  • Easy application process
  • Affordable lease to own payments
  • 90-day purchase option** available
  • Take your item home the same day or schedule delivery

READY TO APPLY?

You will need:

  • To be 18 years or older
  • A social Security Number or ITIN
  • A bank routing and account number for an open and active checking account
  • An active credit or debit card number

FREQUENTLY ASKED QUESTIONS

WHAT ARE THE GENERAL REQUIREMENTS?

Our general requirements are that you must be at least 18 years old, reside outside of, Minnesota, Vermont, Wyoming, and Wisconsin

Requirements:

Must be 18 years or older with a valid Photo IDA valid Email Address

Must have a valid Social Security Number or ITIN

Checking Account: You must have the routing and account numbers for an open and valid checking account

  1. Have a debit or credit card
    • No prepaid debit cards.

IS THE APPLICATION FREE?

YES, it is. There is NO CHARGE to apply for Lease to Own Jewelry

DO I NEED TO HAVE GOOD CREDIT?

No credit? No problem. As long as you meet the approval requirement listed above, you can be approved.

WHAT IS TEMPOE?

TEMPOE provides a leasing program that offers:

  • No credit required leases
  • Simple lease application
  • Instant decisions†
  • 5-month minimum lease term
  • Early purchase options‡

Transactions are secure, confidential, and usually take place during the check-out process both online and in-store with our partner retailers.

†THIS IS NOT A FINAL APPROVAL. FINAL APPROVAL IS DETERMINED AT THE TIME OF PAYMENT PROCESSING
‡PURCHASE OPTIONS NOT AVAILABLE IN , WV, WI, AND VT.